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Dove Mortgage, Inc offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
VA Home Loans

VA Home Loans
VA loans are designed to help active-duty military personnel, veterans and certain other groups become homeowners at an affordable cost. Benefits of the VA loan include: • No down payment requirements, making the VA a truly no-money-down opportunity • No mortgage insurance requirements and low closing costs, saving you money upfront and over time • More flexibility in terms of credit and income history than other loans, making it easier for eligible borrowers to get a loan The VA loan: Better than FHA and conventional loans? The VA loan stands apart for its combination of low rates, no down payment and no private mortgage insurance. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help active-duty military personnel, veterans and certain other groups become homeowners at an affordable cost. The VA loan asks for no down payment, requires no mortgage insurance, allows flexible guidelines for qualification among its many other advantages.
 
1 No down payment on a VA loan 2 No mortgage insurance for VA loans 3 VA loans have a government guarantee 5 VA loans don’t allow a prepayment penalty 6 Loans come in many varieties 7 It’s easier to qualify for VA loans 8 VA loan closing costs are lower 9 The VA offers funding fee flexibility 10 VA loans are assumable - most VA loans are “assumable,” which means you can transfer your VA loan to a future home buyer if that person is also VA-eligible


To help determine the best loan program for you, consider the following:

  • How important is payment certainty? If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage.
  • How important is rapid equity buildup? If rapid equity buildup is a factor, consider a shorter amortization period, such as a 15-year, fixed-rate mortgage.
  • Other factors to consider include:
    • ability to qualify at market rates for loan amount selected
    • anticipated term of occupancy
    • possibility of significant rate changes
    • existence of up-front costs

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.